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Frequently Asked Questions & Answers

Have a look at frequently asked questions & answers to understand more.
Your approval is based on a number of factors, but we can pre-approve for up to $30,000. Fill out our online application today to find out exactly how much you can get approved for based on your specific financial information.
Yes! In fact, we specialize in bad credit car loans. Through our network of dealer partnerships, we work to find you the best terms and conditions for your auto loans and refinancing programs.
Typically, you will not need a co-signer to apply with
Your monthly payments will vary depending on your credit history and whether you are refinancing an existing loan or purchasing a new or used car. The lowest payments are usually on less expensive cars that have less low mileage.
Just like your monthly payments, rates are based on your credit profile and the specifics of the loan. At, it is our goal to get you the best rate based on your credit profile. Older cars, expensive vehicles and cars with higher mileage will affect the interest rate.
It typically takes just a few minutes to apply and one of our credit specialists will reach out to you immediately with a decision in 30 minutes or less.
In most cases there is no down payment needed.
Yes, and we work with some of the top dealers in the country. If you prefer to get a new car, that is also an option. Ask your credit specialist for details. will not charge any upfront fees to apply.

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